IN CONTROL: Des Harris feels he is in a good position financially for his retirement.
IN CONTROL: Des Harris feels he is in a good position financially for his retirement. Tegan Annett

Early planning leads to comfortable retirement

DES Harris retired eight months ago, and because he was prepared, he said he could live comfortably for as long as he likes.

A seminar in Gladstone today aims to ensure other residents have organised their superannuation to be as well prepared for retirement.

Mr Harris has had a financial planner since 1990, and ensured he was informed of superannuation options.

But he said he was not always so prepared.

"When super was first introduced, I didn't know much about it," he said.

"I knew it was money going out that I would see again one day.

"I went from not knowing anything about superannuation to knowing the whole box and dice."

Mr Harris described himself as a bit of a "gambler".

"I love having a bet but the money I have for retirement, I've worked for it all my life, so I won't buy any high-risk investments," he said.

"There are a lot of people worse off than me who could have been in a better position if they knew where and how to invest their money."

Now living in Settlers Retirement Village, Mr Harris said he felt he was in a position to "live comfortably".

"It all comes down to being in a position to be advised what to do, and not going gung-ho down your own track.

"I used to be adamant on 'It's my decision, and I'll grin and bear it if it's not a good one', but not anymore."

The retirement planning seminar will be held today at Oaks Grand Gladstone.

The seminar will discuss retirement options and superannuation with Energy Super.

To register your interest to attend, email energysuper.com.au.

Top tips:

  • Understand your income requirements
  • Centrelink - am I eligible?
  • What's your worth?
  • Salary Sacrificing
  • Take a break
  • Home matters
  • Insurance policies
  • Life insurance
  • Talk to your partner
  • Oversee estate planning
  • Seek advice


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